Unsuccessful Finance Application

Unfortunately, on this occasion, your finance application has been unsuccessful.

This decision has been made by our finance provider, V12 Retail Finance.

If you have any concerns or believe this decision may have been made in error, please contact V12 Customer Support:

www.v12retailfinance.com/customer-contact



Alternative payment options

No need to worry as we still have plenty of flexible payment options available for you.

Please take your time to consider the below payment methods and which may be best suited for your needs.

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Pay By Credit or Debit Card

If you would like to complete your order in a single payment with your debit card, or have an existing agreement with a credit card company, we can happily process your payment through our online secure checkout. 

We accept all major card providers including Visa, Master Card, Maestro and American Express.

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PayPal Express Checkout

You can also checkout using your existing PayPal account or by creating a new PayPal account. By choosing PayPal at checkout you may be eligible for further flexible payments via PayPal Credit or Pay in 3. 

Please note flexible payment options are offered at PayPal's discretion. William May does not have any influence on PayPal's decision.  

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Pay By Klarna

By choosing Klarna at checkout you have the option to either pay over 3 interest-free payments or pay later with "pay in 30 days". 

Please note although applying with Klarna doesn't affect your credit score, you may have a limited purchase value depending on your personal circumstances. Read more about Klarna here.

Part Exchange

Are you looking to sell your jewellery or watch or possibly trade it in for an upgrade or more expensive piece?

At William May, we do all we can to make the process as smooth and stress-free as possible.
We have a team of jewellery experts who will value your items fairly, which is why we always offer you the best price possible.

Layaway Service

Spread the cost over three months with our layaway service, offered to you directly by William May. 

We've created our layaway service to help customers spread the cost of items without the need to enter into long-term complicated finance agreements or pass a credit check. 

How does Layaway work?

Layaway gives you the option to purchase an item over 3 months with as little as a 25% deposit. Once your deposit has been paid we will hold your item for upto 3 months. When you have made your final payment we will dispatch your order for delivery.

Example Layaway

Pre-Owned 9ct Yellow Gold 19 Inch Curb Chain Necklace

£675.00

£168.75

Deposit

£168.75

Month 1 Payment

£168.75

Month 2 Payment

£168.75

Final Payment

Terms & Conditions

Minimum purchase price of £100 to qualify for the layaway service.

We require a 25% deposit to secure the item.

Monthly payments must be made, clearing the full balance within 3 months of the original deposit payment.

PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. PayPal Credit: Terms and conditions apply. Credit subject to status, UK residents only, OFRISCATE LIMITED acts as a broker and offers finance from a restricted range of finance providers. PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+. UK residents only. Pay in 3 is a an unregulated credit agreement. Check if affordable and how you will repay. May make other borrowing more difficult or expensive. See product terms for more details.